you could just glimpse the needle piercing the blue sky.times like this it is better to be sure than unsure - insurance, be it life, disability, redundancy o ano pa man ayan mabuti na yung makasigurado. dito sa nz ay walang pension plans tulad ng mga nakukuha sa pinas - the closest they've got is probably the kiwisaver.
i just had an xray at mercy ascot and it cost me more than 100 dollars - if i had a medical insurance, it would have covered it.
